Union JCB Wellness Credit Card

The Union JCB Wellness Credit Card from Union Bank of India is a premium lifestyle-oriented credit card that bundles health, wellness, travel and rewards benefits under one program. It aims to offer tangible value through complimentary services such as airport lounge visits, health check-ups, spa sessions and more, structured around wellness and lifestyle spends. This card also earns reward points on everyday purchases and supports UPI linkage for scan-and-pay convenience, making it appealing for both lifestyle and regular spending.

Union JCB Wellness Credit Card

Joining Fees	₹999
Annual Fees	₹999
Card Type	Travel, Rewards
Network Type	Rupay

Rewards & Benifits

Reward points earned on eligible retail spends
Complimentary domestic and international airport lounge access
Complimentary annual health check-up benefit
Complimentary spa and wellness services
Gym membership trial benefit
Golf benefit as per card program
Fuel surcharge waiver on eligible fuel transactions
Personal accident insurance coverage

Fees & Charges

Joining Fee: ₹999
Annual Fee: ₹999
Annual fee waiver applicable on meeting spend criteria
Interest and other charges as per Union Bank credit card schedule
Replacement and other service charges applicable

Card Details

Issued by Union Bank of India
Credit card focused on wellness and lifestyle benefits
Supports UPI-linked credit card payments
Interest-free credit period available
Operates on JCB and RuPay network

Pros & Cons

Strong wellness-focused benefits
Complimentary lounge access
Reward points on regular spends
UPI payment compatibility

Annual fee applicable if spend criteria not met
Eligibility details not specified on official page
Benefits require active usage to maximize value

ELIGIBILITY CRITERIA
Not specified on the official page. The bank’s official card page (as provided) did not list specific eligibility parameters.

WELCOME BENEFITS
The official page describes annual benefits worth around ₹22,000, which include complimentary wellness services and lifestyle perks — but it does not specifically list separate prepaid welcome/joining offers.

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CARD REVIEW
The Union JCB Wellness Credit Card is tailored for individuals who value health, travel and lifestyle perks in addition to routine rewards. Its blend of complimentary wellness services — such as spa sessions, health check-ups, gym trials and golf games — alongside airport lounge access creates a differentiated lifestyle proposition. The reward structure supports accelerated points on dining and shopping categories, while the UPI linkage offers modern payment flexibility. That said, the fee structure means cardholders must utilize the benefits and meet spend criteria to justify the cost. The lack of clearly stated eligibility details on the official page may require applicants to contact the bank for precise criteria. Proper usage can deliver meaningful value, especially for lifestyle-focused spenders.

Platform

Platform Overview

Skara Financial Services

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Union JCB Wellness Credit Card