Times Black ICICI Bank Credit Card

The Times Black ICICI Bank Credit Card is an exclusive premium card from ICICI Bank in partnership with Times Internet Ltd and Visa, designed for affluent and luxury-oriented customers. It caters to those who seek high-end lifestyle, travel, and experience-driven benefits along with robust rewards on spends. ICICI Bank This card offers a curated suite of privileges including international lounge access, premium gift cards, and accelerated rewards, making it ideal for frequent travellers and high spenders.

Times Black ICICI Bank Credit Card

Joining Fees	₹20,000 + GST
Annual Fees	₹20,000 + GST
Card Type	Travel, Rewards
Network Type	Rupay

Rewards & Benifits

Unlimited complimentary international airport lounge access
Earn ICICI Bank reward points on spends (domestic & international)
Luxury stay gift card benefits
Lifestyle gift cards from partner brands
Travel experiences and rewards via Times Black app

Fees & Charges

Joining Fee: ₹20,000 + GST
Annual Fee: ₹20,000 + GST
Annual Fee waiver on spends of ₹25,00,000 in previous year
Forex markup and other applicable charges as per bank norms

Card Details

Co-branded card issued with Times Internet Ltd
Priority Pass membership for lounge access
Access to premium lifestyle and travel experiences
Reward points value and redemption subject to bank T&C

Pros & Cons

Robust luxury and travel benefits
Unlimited international lounge access
Premium gift card and experiences offered
Annual fee waiver achievable

High joining and annual fees
High spend required for fee waiver
Rewards redemption value limitations
Not suited for low spenders

ELIGIBILITY CRITERIA

Not specified on the official page.

WELCOME BENEFITS

• Luxury stay gift card worth ₹10,000.
• Lifestyle gift cards from partner brands.
• International experiences and travel related perks worth ₹10,000.
If no benefits are received or timing varies, official page states email will be sent within 45 business days after fee payment.

CARD REVIEW

The Times Black ICICI Bank Credit Card is tailored for high-income individuals who prioritise luxury travel and lifestyle experiences. It offers impressive premium perks like unlimited international lounge access, attractive welcome gifts, and accelerated rewards on both domestic and international spends. However, the steep joining and annual fees may only be justified by those who can utilise the full suite of benefits and maintain high annual spending to secure fee waivers. For frequent travellers and luxury seekers, this card delivers strong value; but for moderate or occasional spenders, the high cost and requirements may limit overall returns.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

Times Black ICICI Bank Credit Card