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SpiceJet Axis Bank Voyage Black Credit Card

SpiceJet Axis Bank Voyage Black Credit Card

he SpiceJet Axis Bank Voyage Black Credit Card is a premium co-branded travel card designed for frequent flyers who prioritize the SpiceJet ecosystem. This card aims to turn every spend into a travel reward, offering accelerated “SpiceClub Points” that can be redeemed for flights and other add-ons, making it a powerful tool for those who frequently traverse domestic and international routes with the airline. +1 Beyond flight-related rewards, the card offers a comprehensive suite of lifestyle and travel privileges. From elite tier memberships to domestic lounge access and milestone bonuses, it is engineered to provide a high-value experience for travelers who seek both convenience and luxury in their journey.

SpiceJet Axis Bank Voyage Black Credit Card

Joining Fees
2000
Annual Fees
2000
Card Type
Cashback, Rewards
Network Type
Visa
  • Accelerated Earnings: Earn 28 SpiceClub Points for every ₹200 spent on the SpiceJet mobile app or website.
  • Everyday Earnings: Earn 12 SpiceClub Points for every ₹200 spent on online food orders, online bill payments, and online entertainment.
  • Base Earnings: Earn 6 SpiceClub Points for every ₹200 spent on all other domestic and international transactions.
  • Lounge Access: 8 complimentary domestic airport lounge visits per calendar year (limited to 2 per quarter).
  • Milestone Bonuses: Earn 4,000 bonus points on annual spends of ₹2 Lakh and an additional 6,000 points on annual spends of ₹4 Lakh.
  • Dining: Up to 25% discount at partner restaurants via the Axis Bank Dining Delights program (Min. bill ₹2,500; Max. discount ₹800/month).
  • Finance Charges: 3.75% per month (55.55% per annum).
  • Cash Withdrawal Fee: 2.5% of the amount (Minimum ₹500).
  • Late Payment Fee: Nil for dues up to ₹500; up to ₹1,200 for dues above ₹10,000.
  • Foreign Currency Markup: 3.50% of the transaction value.
  • Fuel Surcharge Waiver: 1% waiver on transactions between ₹400 and ₹4,000 (Max. ₹400 per month).
  • Reward Redemption Fee: Nil for SpiceClub points.
  • SpiceClub Gold Membership: Complimentary elite status on card issuance providing priority check-in, free seat selection, and complimentary meals.
  • Lounge Spend Criteria: Complimentary lounge access is subject to a minimum spend of ₹50,000 in the previous calendar quarter.
  • Add-on Vouchers: Access to SpiceJet add-on vouchers worth ₹7,500.
  • Renewal Bonus: 2,000 SpiceClub Points credited every year upon successful card renewal.
  • EMI Facility: Convert transactions of ₹2,500 or more into easy monthly installments.

PROS & CONS

  • Elite Membership: Instant Gold Tier status provides high-value airline privileges like priority services.
  • High Flight Rewards: Exceptional 14% effective reward rate on SpiceJet bookings.
  • Strong Welcome Value: The ₹4,000 flight voucher effectively doubles the value of the joining fee.
  • Ecosystem Lock-in: Rewards are primarily valuable only when redeemed within SpiceJet.
  • Spend-Linked Lounge: Quarterly spend requirement makes lounge access non-guaranteed for low spenders.
  • No International Lounges: Despite being a "Black" variant, it lacks international lounge benefits.

ELIGIBILITY CRITERIA

Primary cardholder age: 18 to 70 years. • Residency: Resident of India. • Employment: Salaried or Self-employed with a stable income. • Documents required: PAN card copy, Identity proof (Aadhaar/Passport), Residence proof, and latest Income proof (Salary Slip/ITR/Form 16). • Minimum CIBIL Score: Not specified on the official page.

WELCOME BENEFITS

Complimentary SpiceJet flight voucher worth ₹4,000 upon completing 2 transactions within 30 days of card issuance. • Complimentary SpiceClub Gold Membership on card issuance. • Access to SpiceJet add-on vouchers worth up to ₹7,500.

CARD REVIEW

The SpiceJet Axis Bank Voyage Black Credit Card is a niche powerhouse for loyal SpiceJet travelers. Its reward structure is highly aggressive for airline bookings, offering a significant 28 points per ₹200 spend. The “Black” status is justified by the immediate jump to SpiceClub Gold membership, which removes the typical friction of airport travel through priority check-in and boarding.

Value for money is excellent in the first year as the joining fee is waived and users still receive a ₹4,000 flight voucher. From the second year, the renewal points and milestone bonuses help justify the ₹2,000 fee. However, the card’s limitations are sharp: the rewards are strictly tied to SpiceJet, and the spend-based criteria for domestic lounge access may frustrate casual users. This card is best for those who can spend at least ₹2–4 Lakh annually to hit milestone targets and who primarily fly SpiceJet for their domestic travel.

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