ELIGIBILITY CRITERIA
- Not fully detailed on the main Kotak Air+ card page.
- According to Kotak FAQs: Earn 5 Air Miles / ₹100 on Kotak Unbox spends; 2 Air Miles / ₹100 on other spends; certain MCC codes are excluded.
- Air Miles are not earned on international transactions.
WELCOME BENEFITS
- 2,500 Air Miles are awarded within ~120 days of card issuance (after payment of joining fee).
- 2,500 Air Miles are also awarded on annual renewal.
CARD REVIEW
The Kotak Air+ Credit Card is ideal for frequent travelers who can leverage its strong Air Mile-earning structure via Kotak Unbox. With 5 Air Miles per ₹100 on travel bookings and a solid base rate of 2 Air Miles on other spends, the card can generate meaningful travel rewards. The 2,500 Air Miles welcome + renewal bonus and complimentary lounge access (domestic + international) further enhance its travel value. However, the ₹ 3,000 annual and joining fees are significant, and not all spend categories qualify for Air Miles (for example, fuel, rent, and utilities are excluded). Additionally, the cap of 15,000 incremental Air Miles per statement cycle requires heavy travel booking to maximize benefits. Overall, it’s a good pick for travel-centric spenders who will actively use Kotak Unbox.
