ELIGIBILITY CRITERIA
Primary cardholder age: Salaried — 21 to 60 years; Self-employed — 25 to 65 years.
Add-on cardholder: Must be over 18 years.
Must be resident Indian and registered on ixigo platform.
Other criteria (income, credit score, documentation) — Not specified on the official page.
WELCOME BENEFITS
Not specified on the official page. While external media mention welcome vouchers or bonus, the official AU Bank page does not list any specific joining welcome perks.
CARD REVIEW
The ixigo AU Credit Card is best suited for frequent travellers or individuals who plan to use it actively throughout the year — especially those who can meet the spend threshold to waive fees. Its value comes from travel-related conveniences (contactless payments, EMI conversion), free add-on cards for family, and fraud liability protection, making it cost-effective for regular users. However, for occasional spenders or low-usage users, the requirement to meet spending targets for fee waiver — coupled with relatively high cash-advance charges — may reduce its appeal. Without clearly documented reward/discount structures on the official page, the card’s attractiveness depends largely on disciplined usage to unlock lifetime free status.
