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ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Card

The ICICI Bank Parakram Credit Card is designed primarily for defence personnel, offering a blend of everyday rewards, lifestyle benefits and essential insurance covers. It allows cardholders to earn reward points on various purchases and enjoy travel-related perks tailored to an active, service-oriented lifestyle. This card features benefits such as accelerated reward points on key categories, airport lounge access and personal/air accident insurance, making it a functional choice for defence community members seeking value beyond basic credit functionality

ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Card
Joining Fees
NIL
Annual Fees
NIL
Card Type
Rewards
Network Type
Rupay
  • Earn reward points on everyday spending.
  • Accelerated points on groceries, department stores and CSD purchases.
  • 1 airport lounge access per quarter (subject to quarterly spend).
  • Personal and air accident insurance cover.
  • Joining fee not specified on the official page.
  • Annual fee not specified on the official page.
  • Specific fee structure not detailed on the official page.
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  • Best suited for defence personnel.
  • Rewards on CSD & retail spends.
  • Online transaction capability within India and select overseas stores.
  • Exclusive embossed Defence Services title on the card.
  • Good rewards on daily & CSD spends.
  • Airport lounge access benefit.
  • Complimentary insurance covers included.
  • Tailored for defence personnel needs.
  • Fees not clearly specified on official page.
  • Eligibility details limited on official page.
  • Reward caps apply (max monthly limit).

ELIGIBILITY CRITERIA

Not specified on the official page.


WELCOME BENEFITS

No welcome benefits listed on the official page.


CARD REVIEW

The ICICI Bank Parakram Credit Card is a specialized offering aimed at defence personnel, combining everyday rewards with lifestyle perks like airport lounge access and insurance covers. Its reward structure encourages use on general spends as well as select categories such as groceries and CSD purchases. Because the official page doesn’t detail fees, it’s ideal for potential applicants to clarify costs before applying. The card’s benefits provide good value for those with regular spending patterns, though limitations like unclear charges and eligibility criteria warrant consideration. Its placement as a niche, service-oriented card makes it a solid choice if you fall within the target user group

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