ICICI Bank HPCL Coral Credit Card

The ICICI Bank HPCL Coral Credit Card is a co-branded fuel and lifestyle credit card designed for everyday consumers, especially those who frequently fuel their vehicle at HPCL petrol stations. This card offers attractive savings on fuel purchases, discounts on entertainment, and reward points on retail and utility spends, all at a low joining and annual fee. This card blends practical savings with lifestyle perks like movie ticket discounts and cashback on fuel, making it a strong choice for regular drivers and everyday spenders seeking modest rewards without a hefty cost.

ICICI Bank HPCL Coral Credit Card

Joining Fees	₹199 + GST
Annual Fees	₹199 + GST
Card Type	Cashback, Rewards
Network Type	Rupay

Rewards & Benifits

2.5% cashback on fuel spends at HPCL petrol pumps (capped as per bank terms)
1% fuel surcharge waiver on HPCL fuel transactions
25% discount on movie tickets up to ₹100 through BookMyShow
Reward points on retail, utility, and insurance spends

Fees & Charges

Joining Fee: ₹199 + GST
Annual Fee: ₹199 + GST
Annual fee waived on spending ₹50,000 in a year
Foreign currency markup fee: 3.5%
Other charges as applicable per ICICI Bank terms

Card Details

Co-branded credit card with HPCL
Designed for fuel and everyday spending
Suitable for first-time and budget credit card users
Offers entertainment and lifestyle discounts

Pros & Cons

Low joining and annual fee
Good fuel savings at HPCL outlets
Movie ticket discounts

Limited premium or travel benefits
Benefits mainly focused on HPCL fuel spends

ELIGIBILITY CRITERIA
• Must be between 21 to 65 years of age.
• Not specified on the official page: income requirements.
• Not specified on the official page: employment type requirements.
• Other eligibility/document requirements shown only as icons: identity, address, income proof.

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WELCOME BENEFITS
• No welcome benefits listed on the official page.

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CARD REVIEW
The ICICI Bank HPCL Coral Credit Card is a practical, low-cost fuel-centric credit card that suits vehicle owners and regular commuters who want tangible savings on petrol expenses. With a modest joining and renewal fee that can be waived with reasonable annual spending, this card offers straightforward cashback on fuel and surcharge waivers, along with entertainment discounts and reward points on everyday purchases. While it lacks premium travel or luxury perks, it delivers solid value for money for everyday spenders and fuel savers. However, some detailed specifications like network type and comprehensive eligibility criteria are not clearly detailed on the official page.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

ICICI Bank HPCL Coral Credit Card