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ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank Emeralde Private Metal Credit Card

The ICICI Bank Emeralde Private Metal Credit Card is an invite-only, ultra-premium metal credit card designed for affluent customers seeking luxury lifestyle, travel and rewards benefits. This card combines exclusive memberships, unlimited airport lounge access, concierge services and lifestyle privileges in a high-end offering. Ideal for high-spending individuals, the card delivers a suite of premium perks alongside everyday rewards, making it more than just a payments tool — it’s a lifestyle companion.

ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank Emeralde Private Metal Credit Card
Joining Fees
₹12,499 + GST
Annual Fees
₹12,499 + GST
Card Type
Travel
Network Type
Rupay
  • Unlimited international & domestic airport lounge access for primary and plus cardholders
  • Taj Epicure & EazyDiner Prime memberships
  • Unlimited complimentary golf rounds
  • Buy One Get One up to ₹750 off on movies, concerts & events
  • Air accident insurance cover up to ₹3 Crore
  • 1% fuel surcharge waiver
  • Joining fee: ₹12,499 + GST
  • Annual fee: ₹12,499 + GST (waivable on required spend)
  • Forex markup: 2%
  • ATM withdrawal: 3.75% interest per month
  • Finance charges: 3.75% interest per month
  • Late payment charges: Nil
  • Invite-only card — apply via Relationship Manager
  • Rewards earned on every ₹200 spend
  • Priority Pass membership for global lounge access
  • 24×7 concierge services
  • Reward points redeemable across multiple categories
  • No physical documents required for identity & address
  • Extensive luxury benefits (lounge access, golf, concierge)
  • Strong travel perks with insurance cover
  • Reward points on everyday spends
  • High joining & annual fees
  • Invite-only — not universally accessible
  • No network type specified on the page

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ELIGIBILITY CRITERIA
• Invite-only card — must contact Relationship Manager to apply.
• Age eligibility is Not specified on the official page (FAQ mentions 21-65 but not formal eligibility).
• Specific income/net-worth requirements: Not specified on the official page.

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WELCOME BENEFITS
• Taj Epicure membership
• EazyDiner Prime membership
• 12,500 reward points
• Other joining perks listed as part of “Joining Benefits” blockELIGIBILITY CRITERIA
• Invite-only card — must contact Relationship Manager to apply.
• Age eligibility is Not specified on the official page (FAQ mentions 21-65 but not formal eligibility).
• Specific income/net-worth requirements: Not specified on the official page.

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CARD REVIEW
The ICICI Bank Emeralde Private Metal Credit Card is tailored for affluent and high-spending individuals who value premium travel and lifestyle perks. With unlimited airport lounge access (domestic and international), exclusive memberships like Taj Epicure and EazyDiner Prime, and complimentary golf rounds, it offers significant experiential value. The robust rewards program and concierge services further enhance its appeal. However, the high joining and annual fees mean it’s best suited for users who can maximize the card’s benefits through frequent premium usage. Accessibility is limited due to its invite-only nature, and certain details like network type are not specified on the official page.

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