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HDFC Bank Corporate Premium Credit Card

HDFC Bank Corporate Premium Credit Card

The HDFC Bank Corporate Premium Credit Card is a business-focused payment card designed for companies to manage employee spending, especially on travel, supplies, and other corporate expenses. It offers a mix of rewards, lounge access, insurance protection, and reporting tools that help organisations gain visibility and control over corporate expenditures while providing benefits to individual cardholders. This card is tailored for established businesses with significant annual turnover, combining travel perks and enterprise expense management capabilities with a robust rewards programme.

HDFC Bank Corporate Premium Credit Card

HDFC Bank Corporate Premium Credit Card
Joining Fees
Nil
Annual Fees
Nil
Card Type
Travel, Rewards
Network Type
Rupay
  • Earn 5 reward points for every ₹150 spent (max 10,000 points per cycle)
  • 5 complimentary domestic lounge visits per quarter
  • 6 complimentary international lounge visits per calendar year
  • Corporate Liability Waiver Insurance
  • Comprehensive travel and baggage insurance covers
  • Joining/Renewal Fees: Nil
  • Cash Processing Fee: ₹100 per transaction
  • Lost/Stolen/Damaged Card Reissue: ₹100 per card
  • Other applicable fees as per fee schedule
  • Interest-free credit period up to 50 days
  • Reward points redeemable for flights, hotels or catalogue options
  • Card management via HDFC Bank MyCards platform
  • SmartBuy BizDeals benefits on travel and business software
  • Strong travel and lounge benefits
  • Generous reward points earning rate
  • Comprehensive insurance covers for business travel
  • No joining or annual fee
  • Eligibility criteria are stringent (turnover and establishment period)
  • No clear network type specified on product page
  • Corporate cards not suitable for personal use

ELIGIBILITY CRITERIA

• Company must be established for a minimum of two years.
• Minimum annual turnover of ₹10 crore is required.
• Card issuance depends on satisfactory documentation and bank policy.

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WELCOME BENEFITS

No welcome benefits listed on the official page.

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CARD REVIEW

The HDFC Bank Corporate Premium Credit Card is ideal for established businesses seeking to streamline expense management and reward employee spending, especially on travel. With a solid reward rate, complimentary lounge access and comprehensive insurance covers, it adds value to organisations with frequent corporate travel and higher expenditure. The absence of joining and annual fees enhances its value proposition. However, strict eligibility conditions, lack of explicit network details on the product page, and features focused solely on business use may limit appeal to smaller entities or non-corporate users. Overall, this card can be valuable for businesses looking for control, rewards, and travel perks without regular fees

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