ELIGIBILITY CRITERIA
- Active member of ICMAI (Institute of Cost Accountants of India) is mandatory.
- Applicant must be resident of India.
- Add-on cardholder (if availed) must be above 18 years.
- Other standard KYC (PAN, address proof, ICMAI membership copy, income proof such as salary slip or ITR) as required by BOBCARD.
WELCOME BENEFITS
- Complimentary 6-month FITPASS Pro membership (worth ₹15,000).
- Bonus Reward Points on activation / early spend milestone (as per BOBCARD’s welcome/milestone scheme).
CARD REVIEW
The CMA One BOBCARD Credit Card is ideal for ICMAI professionals who want a no-cost credit card loaded with value — lifetime-free membership, accelerated rewards on dining/online/utility spends, and travel perks like airport lounge access. The welcome benefits (fitness membership) and surcharge waiver on fuel further enhance value. However, its exclusivity to ICMAI members limits accessibility, and benefits like reward acceleration and lounge access come with conditions (category restrictions, minimum spends). For eligible users with relevant spending patterns, it offers strong value for money; for others, the limitations may reduce its appeal.
