ELIGIBILITY CRITERIA
- Primary cardholder: resident of India, age 21–65 years.
- Annual income: minimum ₹12 Lakh per annum (for salaried or self-employed).
- Add-on cardholders: must be above 18 years and meet required income criteria.
- Required documents: PAN, identity proof, address proof, and income proof as per standard norms.
WELCOME BENEFITS
- Complimentary 6-month FITPASS Pro membership (access to 2,500+ gyms/studios) worth approx. ₹15,000.
- 10,000 bonus Reward Points if you spend ₹50,000 within first 60 days of card issuance.
- Possibility of joining fee waiver if ₹25,000 spent within first 60 days.
CARD REVIEW
BOBCARD ETERNA is best suited for individuals with high and regular expense patterns — frequent travellers, online shoppers, diners, and international spenders — who can easily meet the spending thresholds for maximizing returns. For such users, the card gives excellent value through high reward rates, lounge access, fitness perks, fuel surcharge waiver, and flexible redemptions. The spend-based fee waiver makes it almost “free” for active users. However, if your spending is low or irregular, the high fees and conditional perks mean you may not get full value. Fuel spends also don’t earn reward points, and some perks depend on quarterly or annual spending — reducing benefits for light users.
