ELIGIBILITY CRITERIA
Primary cardholder age: Between 18 and 70 years. • Residency: Resident of India. • Minimum net income: ₹6,00,000 per annum. • Documents required: PAN card photocopy/Form 60, latest salary slip/ITR as income proof, and valid residence proof (Aadhaar/Electricity bill/Passport).
WELCOME BENEFITS
1 complimentary Economy Class ticket voucher provided on payment of the joining fee. • Complimentary Club Vistara (Maharaja Club) Base membership.
CARD REVIEW
The Axis Bank Vistara Credit Card is a niche travel powerhouse for domestic commuters. It offers exceptional value for money in the first year because the joining fee of ₹1,500 is immediately returned in the form of a flight voucher that often carries a higher market value. For those who can commit to an annual spend of ₹6 Lakh, the card yields four flight tickets, making it one of the most rewarding cards for pure travel savings in the mid-tier category.
However, its limitations are clear: the rewards are illiquid—meaning you cannot use them for statement credit or general shopping—and the domestic lounge access now requires a ₹50,000 quarterly spend. It is best suited as a primary card for a loyal Vistara/Air India flyer who spends consistently throughout the year, but less effective for those seeking flexible rewards or high cashback on general expenses.
