ELIGIBILITY CRITERIA
Primary cardholder age: 18 to 70 years. • Add-on cardholder age: Above 15 years. • Residency: Resident of India or Non-Resident Indian (NRI). • Income: Specific income threshold not specified on the official page (disclosed upon application). • Documents: PAN card/Form 60, photograph, proof of income (Payslip/ITR), and residence proof.
WELCOME BENEFITS
World Card: 5,000 award miles on the first successful transaction. • World Select Card: 15,000 award miles on the first successful transaction. • Note: Spend-linked bonus offers (e.g., additional miles for spending ₹1.5L – ₹3.5L in 3 months) may apply during promotional periods.
CARD REVIEW
The Axis Bank Miles & More Credit Card is a top-tier choice for loyalists of Lufthansa, SWISS, and other Star Alliance airlines. Its most compelling feature is the “never-expiring” miles policy, which allows long-term savers to accumulate enough miles for high-value Business or First Class upgrades without the pressure of a 36-month deadline. The World Select variant, despite its high joining fee, offers some of the highest domestic lounge access frequencies in the Indian market.
For general travelers, the card is less ideal because its reward value is heavily concentrated in the Miles & More program. The ₹50,000 quarterly spend requirement for lounge access is a significant limitation for casual users. However, for a frequent international flyer who can centralize their spends on this card, the combination of gold-tier travel perks and unlimited mile validity offers exceptional long-term value.
