Amazon Pay ICICI Bank Credit Card

The Amazon Pay ICICI Bank Credit Card is a co-branded digital-first credit card offered by ICICI Bank in partnership with Amazon Pay. It is positioned as a lifetime-free card that rewards everyday spending — especially purchases made on Amazon.in and Amazon Pay merchant platforms — with instant cashback credited directly to the Amazon Pay balance. The card also includes features like fuel surcharge waiver and no cost EMI on eligible Amazon purchases, catering to frequent online shoppers and digital payment users

Amazon Pay ICICI Bank Credit Card

Joining Fees	₹ 0
Annual Fees	₹ 0
Card Type	Cashback, Rewards
Network Type	Visa

Rewards & Benifits

Unlimited 5% cashback on Amazon shopping & travel via Amazon Pay for Amazon Prime members
Unlimited 3% cashback on Amazon shopping & travel via Amazon Pay for Non-Prime members
2% cashback on Amazon Pay merchant categories (e.g., digitally fulfilled and partner merchants)
1% cashback on all other eligible spends
Always-on 3-month no-cost EMI on eligible Amazon.in purchases
1% fuel surcharge waiver on fuel transactions
Cashback is credited directly to Amazon Pay balance (no manual redemption)

Fees & Charges

Joining Fee: ₹ 0 (No joining fee)
Annual Fee: ₹ 0 (No annual fee)
Add-on Card Fee: Not specified on the official page
Cash Advance Fee: 2.5% of amount (min ₹ 500) on cash withdrawals
Foreign Currency Mark-up: 1.99% (reduced from 3.50%)
Late Payment Charges: Not specified on the official page
Over-limit Charges: Not specified on the official page

Card Details

Co-branded credit card fully integrated with Amazon Pay
Unlimited cashback on Amazon & partner merchant spends
No joining or annual fee — lifetime free
Cashback auto-credited to Amazon Pay balance
Always-on no-cost EMI on eligible Amazon purchases
Fuel surcharge waiver on fuel transactions
Reduced forex markup on international transactions
Designed for digital payments and online shopping users

Pros & Cons

Lifetime free card with no joining/annual fee
High unlimited cashback on Amazon purchases
2% and 1% cashback on partner/other spends respectively
No manual redemption; cashback auto-credited
No-cost EMI on eligible Amazon purchases
Fuel surcharge waiver available
Reduced forex markup for international transactions

No specified network type on official page
Cash advance and other transactional charges apply
Late payment and over-limit charges not detailed on main page
Rewards mainly focused on Amazon ecosystem
Other benefit specifics (e.g., dining or travel perks) not on official page

ELIGIBILITY CRITERIA
Not specified on the official page.

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WELCOME BENEFITS
Not specified on the official page.

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CARD REVIEW
The Amazon Pay ICICI Bank Credit Card is a compelling option for frequent Amazon shoppers and digital payment enthusiasts, offering high unlimited cashback — up to 5% for Prime members and 3% for non-Prime members — on Amazon Pay purchases. Cashback is auto-credited to the Amazon Pay balance, simplifying redemption and enhancing usability. With no joining or annual fees, the card represents excellent value for money for users focused on Amazon and related partner spends. However, its rewards structure is heavily tilted toward Amazon ecosystem transactions, and details on lifestyle or travel perks beyond cashback are limited on the official page. Additionally, standard credit card charges (like cash advance and foreign currency markup) still apply.

Platform

Platform Overview

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Amazon Pay ICICI Bank Credit Card