ELIGIBILITY CRITERIA
- Indian resident.
- Primary cardholder age: 21 to 65 years.
- Add-on cardholders (family members): Above 18 years.
- For salaried individuals: minimum annual income ₹3.60 lakhs. For self-employed: minimum annual income ₹4.80 lakhs.
- Proofs required: PAN, identity proof (Aadhaar, Passport, Voter ID etc.), address proof, income proof (salary slips/bank statements or ITR) as per official page.
WELCOME BENEFITS
- Snapdeal vouchers worth up to ₹500 on card usage within first 30 days of issuance.
- 500 bonus Reward Points if you spend ₹5,000 or more within first 60 days of card issuance.
CARD REVIEW
The SNAPDEAL BOBCARD is best suited for people who shop online frequently — especially on Snapdeal — and want a simple cashback-oriented card with minimal fees. With a low joining/annual fee and very high cashback (5%) on Snapdeal plus reasonable rewards on other online or departmental store spending, the card offers good value for money. The fuel surcharge waiver and flexible EMI make it convenient for day-to-day use. On the downside, non-Snapdeal spending yields modest rewards (and capped), and the card’s benefits shine mainly when you’re a regular online shopper. For users with mixed spend patterns (offline, fuel, utility, varied categories), the advantages may reduce; but for e-commerce–heavy users, it remains an appealing, low-cost cashback card.
