ICICI Bank Sapphiro Credit Card

The ICICI Bank Sapphiro Credit Card is a premium lifestyle credit card designed for affluent customers who want extensive travel, shopping, and lifestyle privileges. It offers a blend of lounge access, welcome vouchers, and a robust rewards program that enhances both domestic and international spends. Ideal for frequent travellers and lifestyle enthusiasts, this card provides multiple perks like airport lounge access, milestone rewards, concierge services, and more. It also comes with insurance coverage and attractive partner offers that elevate everyday convenience.

ICICI Bank Sapphiro Credit Card

Joining Fees	₹6,500
Annual Fees	₹3,500
Card Type	Travel, Rewards
Network Type	Rupay

Rewards & Benifits

Welcome vouchers worth over ₹13,000 on payment of joining fee.
Complimentary international airport lounge access (2 visits).
Buy One Get One movie ticket offer on BookMyShow.
Concierge services for travel, dining, and lifestyle assistance.
1% fuel surcharge waiver at Indian fuel stations.
Air Accident Insurance cover of up to ₹3 crore (terms apply).

Fees & Charges

Joining fee: ₹6,500.
Annual fee: ₹3,500.
Annual fee waiver on spending ₹6 lakh or more in a year.
Other charges are not specified on the official page.

Card Details

Premium lifestyle credit card offered by ICICI Bank.
Designed for travel, entertainment, and lifestyle spending.
Benefits and offers may vary based on issuance channel and date.

Pros & Cons

High-value welcome vouchers.
International lounge access included.
Movie and concierge benefits.
Annual fee waiver option available.

High joining and annual fees.
Fee waiver requires high annual spending.
Card network type not specified on the official page.

ELIGIBILITY CRITERIA
• Age between 21 and 65 years.
• Not specified on the official page: Income requirements, credit score, employment criteria, documentation specifics.

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WELCOME BENEFITS
• Welcome vouchers worth over ₹13,000 including vouchers from Tata CLiQ, EaseMyTrip, Da Milano, Croma, and EazyDiner Prime membership.

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CARD REVIEW
The ICICI Bank Sapphiro Credit Card is a strong choice for premium users who frequently travel and spend on lifestyle categories. It delivers excellent value through lounge access, concierge services, and a generous welcome voucher pack. The milestone rewards and insurance coverage add further utility for high spenders. However, the card comes with significant joining and annual fees, which may be off-putting for moderate users unless the spend thresholds for fee waivers are met. Additionally, specific details like network type and detailed fee structure beyond base fees are not clearly stated on the official page, which could be relevant for some applicants.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

ICICI Bank Sapphiro Credit Card