ICICI Bank Parakram Select Credit Card

The ICICI Bank Parakram Select Credit Card is a credit card designed primarily for defence and paramilitary personnel, offering structured rewards on everyday spends and benefits tailored to the lifestyle of its target users. It aims to provide value through a rewards programme and utility across essential categories. ICICI Bank This card is positioned as a useful financial tool for eligible cardholders who wish to earn points on routine expenditures while managing their finances with a familiar banking partner.

ICICI Bank Parakram Select Credit Card

Joining Fees	NIL
Annual Fees	NIL
Card Type	Rewards
Network Type	Rupay

Rewards & Benifits

Earn 2 Reward Points for every ₹100 spent.
Earn 10X Reward Points on grocery stores, department stores and Canteen Stores Department (CSD), up to applicable limits.
Reward points can be accumulated on regular retail transactions.

Fees & Charges

Joining fee details are not specified on the official page.
Annual fee details are not specified on the official page.
Other applicable charges are not specified on the official page.

Card Details

Exclusive credit card for defence and paramilitary personnel.
Designed to reward everyday essential spending.

Pros & Cons

Higher reward points on selected everyday categories.
Tailored specifically for defence and paramilitary personnel.

Fees and charge details are not disclosed on the official page.
Limited publicly available feature information.

ELIGIBILITY CRITERIA
Not specified on the official page.

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WELCOME BENEFITS
No welcome benefits listed on the official page.

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CARD REVIEW
The ICICI Bank Parakram Select Credit Card is positioned as a rewarding choice for defence and paramilitary personnel who frequently spend on groceries, department stores and similar categories. The card’s rewards structure emphasises earning points on everyday transactions, particularly where accelerated rewards are available in specific segments, potentially enhancing overall value for regular users. However, the official page provides limited visibility into key fees such as joining or annual charges, and other product details which are important for users to compare with alternatives. As such, while it appears beneficial for its target audience, prospective applicants may need to seek further fee and feature clarification before applying.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

ICICI Bank Parakram Select Credit Card