ICICI Bank HPCL Super Saver Credit Card

The ICICI Bank HPCL Super Saver Credit Card is a co-branded card designed primarily for fuel and everyday spend savings. It offers attractive cashback on fuel purchases at HPCL outlets along with additional rewards on utilities, departmental store purchases and lifestyle benefits, making it a good choice for regular drivers and daily spenders. This card also includes value-added perks such as movie discounts, roadside assistance, and domestic lounge access (on meeting quarterly spend criteria). Its fee structure is modest and comes with potential annual fee waivers on higher spending.

ICICI Bank HPCL Super Saver Credit Card

Joining Fees	₹500 + GST
Annual Fees	₹500 + GST
Card Type	Cashback, Rewards
Network Type	Rupay

Rewards & Benifits

Up to 5% savings on fuel at HPCL outlets (4% cashback + 1% fuel surcharge waiver)
Additional cashback or Reward Points when paying via HP Pay App
Fuel savings applicable only at HPCL fuel stations

Fees & Charges

Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST (waived on spending ₹1.5 lakh in a year)
Forex Markup Fee: 3.5%
Late payment charges applicable as per outstanding balance
ATM cash withdrawal interest and charges apply

Card Details

Co-branded fuel credit card with HPCL
Designed for fuel savings and everyday household spends
Includes cashback, reward points, and lifestyle benefits
Personal accident cover available on RuPay variant

Pros & Cons

High savings on HPCL fuel purchases
Extra rewards through HP Pay App
Movie ticket discounts every month
Roadside assistance included

Annual fee applicable if spend threshold not met
Lounge access requires meeting spend criteria
Monthly cashback and reward caps apply
Card network not clearly specified on the official page

ELIGIBILITY CRITERIA
• Indian citizen aged between 21–65 years.
• Income criteria and documentary requirements specified on page (e.g., income proof).
• “Not specified on the official page”: Minimum income threshold amounts for salaried/self-employed.

WELCOME BENEFITS
• 2,000 reward points on activation and meeting criteria.
• Additional first transaction cashback via HP Pay app (if specified) — “Not specified on the official page.”

CARD REVIEW

The ICICI Bank HPCL Super Saver Credit Card is best suited for fuel-centric spenders and everyday spend users looking to maximise cashback on petrol purchases at HPCL outlets and earn rewards on utilities and departmental store transactions. Its modest joining and annual fees are offset by potential savings via monthly fuel cashback and lifestyle perks such as movie discounts and roadside assistance. However, the card has some limitations: the annual fee applies unless higher spending thresholds are met, rewards are capped monthly, and certain benefits like lounge access require meeting spend criteria. Overall, it delivers good value for regular drivers and essential spenders, although it may be less compelling for infrequent fuel users or those seeking premium travel perks.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

ICICI Bank HPCL Super Saver Credit Card