ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card is a lifestyle-focused credit card that offers a mix of everyday rewards and travel-related perks. Designed for regular spenders, it brings benefits like movie offers, fuel surcharge waivers, milestone rewards, and complimentary lounge privileges to enhance everyday spending value. ICICI Bank This card is suitable for consumers who want a modest fee structure while enjoying rewards on retail,, utility, and entertainment spends. It also provides convenience with concierge services and additional protection features, making it a versatile choice for routine banking needs.

ICICI Bank Coral Credit Card

Joining Fees	₹500 + GST
Annual Fees	₹500 + GST
Card Type	Travel, Rewards
Network Type	Rupay

Rewards & Benifits

Earn 2 Reward Points for every ₹100 spent on retail transactions
Earn 1 Reward Point for every ₹100 spent on utility and insurance payments
Milestone benefit of up to 10,000 bonus Reward Points in a year
25% discount up to ₹100 on movie tickets twice a month
Fuel surcharge waiver on eligible fuel spends
Complimentary domestic airport and railway lounge access per quarter on meeting spend criteria

Fees & Charges

Joining Fee: ₹500 + applicable taxes
Annual Fee: ₹500 + applicable taxes
Annual fee waiver on meeting the specified annual spend threshold
Late payment charges as per ICICI Bank terms
Forex markup: Not specified on the official page.

Card Details

Contactless credit card for faster transactions
Reward Points redeemable across ICICI Bank’s rewards catalogue
Designed for everyday lifestyle and retail spending
Includes concierge and customer assistance services
Chip and PIN security for safer transactions

Pros & Cons

Low joining and annual fee
Movie ticket discounts
Quarterly lounge access benefits
Milestone reward points

Rewards rate is moderate
Lounge access linked to spend conditions
Some charges not clearly detailed on the official page

ELIGIBILITY CRITERIA
• Must be between 21–65 years of age
• Not specified on the official page: Minimum income requirement.
• Not specified on the official page: Credit score requirement.

————————————
WELCOME BENEFITS
• “No welcome benefits listed on the official page.

————————————
CARD REVIEW
The ICICI Bank Coral Credit Card is a solid mid-tier lifestyle credit card ideal for regular spenders who enjoy entertainment and travel-adjacent perks. It offers value through milestone rewards, movie discounts, and quarterly lounge access, balanced with a modest fee structure that can be waived with sufficient annual spend. While not packed with premium travel luxuries, it delivers meaningful benefits for everyday television, dining, and travel users. The key limitations include spending thresholds for lounge access and reward milestones, and some fee details (like network type) aren’t explicitly clarified on the official page. Overall, it delivers good value for those seeking a rewards-oriented non-premium card.

Platform

Platform Overview

Skara Financial Services

Personal Loan

Home Loan

Business Loan

Vehicle Loan

ICICI Bank Coral Credit Card