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HDFC Bank Corporate Platinum Credit Card

HDFC Bank Corporate Platinum Credit Card

The HDFC Bank Corporate Platinum Credit Card is a business-focused commercial credit card designed to help companies manage reimbursable expenses efficiently while offering a suite of corporate and travel benefits. It combines reward earnings, airport lounge access, and enhanced reporting features tailored for corporate spending needs. Ideal for organisations looking for expense control, this card also includes features such as insurance protection, SmartBuy Corporate portal access, and other perks aimed at supporting business financial operations

HDFC Bank Corporate Platinum Credit Card

HDFC Bank Corporate Platinum Credit Card
Joining Fees
NIL
Annual Fees
NIL
Card Type
Travel, Rewards
Network Type
Visa
  • Reward points on eligible corporate spends
  • Complimentary domestic airport lounge access
  • Fuel surcharge waiver on eligible fuel transactions
  • SmartBuy Corporate platform access for redemptions
  • Insurance benefits for corporate cardholders
  • Expense management and MIS reporting support
  • Joining fee: Not specified on the official page.
  • Annual fee: Not specified on the official page.
  • Interest rates: Not specified on the official page.
  • Late payment charges: Not specified on the official page.
  • Foreign currency markup: Not specified on the official page.
  • GST applicable as per government norms
  • Corporate / Commercial credit card for business expenses
  • Issued under corporate liability structure
  • Designed for employee reimbursement and expense control
  • Supports centralized billing and spend monitoring
  • Interest-free credit period on purchases
  • Contactless payment enabled
  • Helps streamline corporate expense management
  • Includes travel and insurance-related benefits
  • Supports MIS and reporting for businesses
  • Accepted across multiple merchant categories
  • Joining and annual fees not disclosed publicly
  • Limited public information on detailed charges
  • Not suitable for individual or personal usage
  • Benefits depend on corporate approval and policy

ELIGIBILITY CRITERIA
• Company must be established for at least 2 years.
• Company should demonstrate a minimum annual turnover of ₹10 crore.
• Card issuance is subject to documentation & bank policy checks.
• Specific age or individual criteria not applicable (corporate card).

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WELCOME BENEFITS
No welcome benefits listed on the official page.

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CARD REVIEW
The HDFC Bank Corporate Platinum Credit Card is well-suited for small and mid-sized enterprises seeking a structured solution for managing employee and business expenses. It provides valuable travel benefits like quarterly lounge visits and a reward structure that encourages regular use on business purchases. The inclusion of reporting and reconciliation tools adds operational value, while insurance coverage enhances corporate risk protection. However, key fee information such as joining and annual charges is not clearly disclosed on the official page, which may make it harder for businesses to evaluate total cost of ownership. The card’s focus on corporate use limits its appeal for individual consumers but aligns well with organisational financial management needs.

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