ELIGIBILITY CRITERIA
• Self-employed Indian citizens aged between 21 and 65 years.
• Annual Income Tax Return above ₹12 lakh.
• Application documentation can include ITR, GST returns, bank statements or merchant payment reports.
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WELCOME BENEFITS
• Get a ₹1,500 Amazon voucher or Amazon Prime (1-year) + Biz Prime (6-months) on making one online transaction within the first 30 days.
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CARD REVIEW
The HDFC Bank BizPower Credit Card is tailored for business owners and self-employed professionals who have regular and significant business expenses. It stands out with strong reward points for business-centric spend categories such as bill payments, tax payments, advertising and travel bookings, along with a generous interest-free period. Lounge access and milestone perks add notable lifestyle value. However, the renewal fee can be relatively high if the annual spend requirement isn’t met, which may be a consideration for lower spend businesses. Overall, this card provides solid value for businesses with predictable and routine card usage.
