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BOBCARD Sentinel Credit Card

BOBCARD Sentinel Credit Card

The BOBCARD “Assam Rifles The SENTINEL” Credit Card is a lifetime-free credit card offered by BOBCARD, designed exclusively for personnel and veterans of the Assam Rifles. It offers a mix of rewards, travel perks, and lifestyle benefits tailored to the needs of its target holders.

BOBCARD Sentinel Credit Card

BOBCARD Sentinel Credit Card skara -financial
Joining Fees
Lifetime Free
Annual Fees
Lifetime Free
Card Type
Travel, Rewards
Network Type
Rupay
  • 5× Rewards i.e. 10 Reward Points per ₹ 100 spent at Departmental Stores (capped at 1000 points/month)
  • 2 Reward Points per ₹ 100 on all other eligible spends
  • Reward points redeemable as cashback at rate of 1 point = ₹ 0.25
  • 8 complimentary domestic airport lounge accesses per year (2 per quarter, subject to minimum quarterly spend)
  • 24/7 domestic & international concierge services via Rupay network
  • 1% fuel surcharge waiver on fuel transactions between ₹ 400 and ₹ 5,000 (max ₹ 250 per statement cycle)
  • Smart EMI option: convert purchases of ₹ 2,500 or more into EMI for 6–48 months
  • Personal accidental death cover (air/non-air) of ₹ 20 lakhs
  • Up to 3 free add-on cards for spouse, parents, siblings or kids (above 18 years)
  • Interest-free credit facility: up to 50 days from date of purchase
  • Zero liability on lost card (if reported immediately)
  • Contac
  • No joining fee
  • No annual fee (lifetime free)
  • Finance charges apply as per BOBCARD policy if dues not cleared
  • Fuel surcharge waiver applicable up to ₹ 250 per cycle (fuel spends do not earn reward points)
  • Exclusive card for Assam Rifles personnel & veterans
  • Lifetime free primary and add-on cards
  • Reward redemption available as cashback
  • Includes travel, lifestyle, shopping & insurance benefits
  • Smart EMI available for large purchases
  • Secure contactless chip-based payments
  • Zero joining and annual fees — lifetime free
  • High rewards on departmental store spends
  • Lounge access, concierge service, insurance & EMI benefits
  • Valuable welcome and milestone benefits
  • Cashback redemption option adds flexibility
  • 5× rewards capped at 1000 points/month
  • Fuel spends do not earn reward points
  • Lounge access requires minimum quarterly spend
  • Eligibility limited to Assam Rifles personnel

ELIGIBILITY CRITERIA

  • Primary cardholder must be a designated personnel of Assam Rifles or an Assam Rifles veteran.
  • Age: 18 to 70 years for primary cardholder.
  • Applicants must provide proof of identity (PAN card), address (Aadhaar, Voter ID, Passport, Driving Licence, etc.), and service or pension-related documentation (service certificate or salary slip for serving personnel; PPO for veterans).
  • Not specified on the official page: minimum income requirement, minimum credit score, or other eligibility parameters beyond those above.

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WELCOME BENEFITS

  • 500 bonus reward points on spending ₹ 5,000 or more within 60 days of card issuance.
  • Complimentary 6-month FITPASS Pro membership (worth ₹ 15,000).
  • Milestone benefit: 12-month Amazon Prime membership upon spending at least ₹ 1,00,000 within first 90 days of card issuance.

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CARD REVIEW
The Assam Rifles The SENTINEL card is best suited for serving or veteran personnel of Assam Rifles who seek a fee-free, all-rounder credit card combining rewards, travel perks and lifestyle benefits. Given its zero joining and annual fees along with good reward rates and valuable welcome bonuses, the card offers excellent value for money — especially for those with regular departmental-store, travel or lifestyle spending. Limiting factors include the monthly cap on accelerated rewards, the exclusion of fuel spends from rewards, and the restriction of eligibility only to Assam Rifles members. For eligible users, it remains a compelling, low-cost yet rewarding option.

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