ELIGIBILITY CRITERIA
- Indian resident.
- Age: Salaried — 21 to 60 years; Self-employed — 24 to 65 years.
- Mandatory documents: Passport-size photograph, PAN card, valid address proof (e.g. Aadhaar, Voter ID, Passport, Driving Licence, Job Card), and Income Proof (for salaried — last two months’ salary credit bank statements; for self-employed — as per bank norms).
WELCOME BENEFITS
If you spend ₹5,000 within 60 days of card issuance, you receive 500 Reward Points as a welcome benefit.
CARD REVIEW
The BOBCARD Easy is a solid entry-level credit card for regular shoppers who want rewards and cashback without high fees. It offers decent value if you spend regularly on departmental stores, movies or general shopping — the milestone-based fee waiver can make it effectively fee-free. The smart EMI option, contactless payments, free add-on cards and fuel surcharge waiver enhance convenience. However, if your spending is infrequent or you want premium perks like travel lounge access, this card might feel limited. Also, absence of rewards on fuel and the need to meet spending thresholds to avoid fees may be drawbacks for some users.
