ELIGIBILITY CRITERIA
Age: 21 years and above
Income: Not specified on the official page.
Employment Status: Salaried and self-employed individuals eligible
Credit Score: Not specified on the official page.
Citizenship: Indian residents
Documentation: Valid identity proof, address proof, and income documents required
Existing Banking Relationship: Not mandatory to have existing relationship with Axis Bank
WELCOME BENEFITS
Welcome Gift Vouchers: New cardholders receive gift vouchers worth ₹2,000 (specific brand/merchant may vary based on the offer period)
Bonus EDGE Reward Points: Select promotional periods offer bonus EDGE Reward Points upon card activation or on achieving initial spending milestones within the first few months
Complimentary Lounge Access: Immediate access to airport lounge benefits from the first transaction
First Year Benefits: Some offers include additional reward multipliers or vouchers upon reaching specific spending thresholds in the first year of card membership
CARD REVIEW
The Axis Bank SELECT Credit Card is ideal for frequent travelers and premium lifestyle enthusiasts who value airport lounge access and accelerated rewards on travel and dining. The card delivers excellent value with unlimited domestic lounge access and 2x rewards on high-value categories, making it worthwhile for those who spend substantially in these areas. The annual fee waiver threshold of ₹2.5 Lakhs is reasonable for the target audience. However, the reward redemption fee and limited international lounge visits may disappoint frequent international travelers. The 3.5% foreign currency markup adds costs for overseas spending. Overall, this card suits affluent individuals who prioritize travel comfort, dining experiences, and golf privileges while maintaining significant annual spending on their credit card.
