3️⃣ ELIGIBILITY CRITERIA (Simple text)
• Primary cardholder age: 18–70 years.
• Add-on cardholder: Over 18 years.
• Residency: Resident of India or Non-Resident Indian.
• Income / Documents: PAN card photocopy or Form 60; proof of income (latest payslip / Form 16 / IT Return); residence proof (Driving License / Electricity Bill / Landline Telephone Bill).
• Add-on rules / any minimum income thresholds: Not specified on the official page.
4️⃣ WELCOME BENEFITS (Simple text)
• Activation Benefit: 100% cashback up to ₹300 on first utility bill payment within first 30 days of card issuance.
• Other first-year merchant value is reflected in the Value Chart (Zomato, Paytm, Blinkit, BookMyShow, Myntra) as illustrative savings.
(If you need exact T&Cs for each partner offer, check the terms referenced on Axis Bank’s product page.)
5️⃣ CARD REVIEW (Simple text)
The Axis Bank Neo Credit Card is best suited for users who spend regularly on food delivery, utility recharges and quick commerce and who will use partner offers (Zomato, Blinkit, Paytm, BookMyShow, Myntra). It delivers clear first-year value through a 100% cashback activation benefit and targeted merchant discounts, while offering practical features like EMI conversion for purchases over ₹1,500 and EMV-backed security. Value-for-money is strong for cardholders who redeem small, frequent offers; however, the low reward accrual (1 point per ₹200) limits long-term points-earning for high spenders. Important costs such as reward redemption fees are referenced but not quantified on the page, so confirm those specifics with Axis Bank before applying.
