ELIGIBILITY CRITERIA
– Must be over 18 years of age.
– Must hold an Indian or multinational bank savings/current account in India.
– Good credit history with no payment defaults.
– Personal annual income of Rs. 6 Lacs and above.
– Must have a current/permanent residential address in India.
– If self-employed, business must be trading for more than 12 months.
– Applicant must be a Resident Indian as per the Income Tax Act.
– Card issuance subject to conditions and city availability.
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WELCOME BENEFITS
– Welcome Gift of 11,000 Bonus Membership Rewards Points, available in the first year upon payment of the annual fee and meeting spending criteria.
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CARD REVIEW
The American Express Platinum Reserve Credit Card is best suited for frequent travellers and lifestyle-oriented spenders who can take full advantage of its premium perks. With a strong rewards program and valuable memberships such as Priority Pass and lifestyle club access, it offers excellent value for cardholders who meet the annual spend thresholds. However, the annual fee is relatively high, and some benefits come with additional enrollment or spending requirements. While everyday spends like fuel and utilities may not fetch rewards, the card delivers significant potential value through its travel, dining, and voucher rewards for eligible users
